Core Beliefs
As a fiduciary, we will always put the client’s interest ahead of our own.
We will never purchase an advisor recommended stock for a client that is not suitable for investment personally by the advisor.
We believe that investors need only ask several basic questions of a prospective investment manager – The Critical Test.
- Who will be the person directly responsible for managing my account?
- Will I have regular communication with this individual?
- Will this individual and the firm always act as a fiduciary?
- How does the investment manager handling my account invest their own personal funds?
We never hold ownership of client assets, nor do we have access to client assets (cash or securities). All assets are held by the independent custodian.
We view ourselves as owners of shares of companies, not just owners of stocks.
We place greater emphasis on a “bottom up” versus a “top down” approach in our stock selection. We focus more on company fundamentals than macro-economic trends.
We are a long-term investor. We believe in the approach, “Time in the market is more important than timing the market.”
The vast majority of client holdings are readily convertible to cash, baring market disruptions when trading is halted.
We are sensitive to client privacy issues and cybersecurity.
Lastly, we will always try to maintain close communication with the clients we serve.
Risk Disclosure: Past performance is not indicative of likely future results. All investing involves risk including the possible loss of principal. There can be no assurance any investment will achieve its investment objectives. Foreign investments may be subject to additional risks, which include international trade, currency, political, regulatory and diplomatic risks, which may affect their value. Given the complexity of investments and strategies, we may rely heavily on quantitative models and data supplied by third parties. Models and Data may prove to be incorrect or incomplete and expose investment portfolios to potential risks.